Don't leave your prescriptions uncovered. We help you find the right drug plan for your specific medications — at no cost to you.
Medicare Part D adds prescription drug coverage to Original Medicare. It's offered through private insurance companies approved by Medicare. Without Part D coverage, you're responsible for 100% of your prescription drug costs — and the late enrollment penalty can follow you for life.
We review your specific medications against each plan's formulary (drug list) to find the plan that gives you the best coverage at the lowest cost. Every prescription matters.
A Part D plan used alongside Original Medicare or a Medigap policy. You have two separate plans — one for medical, one for drugs.
Drug coverage bundled into a Medicare Advantage plan. One plan, one card. Great if you're already considering Medicare Advantage. Learn about Advantage →
You can enroll in Part D during your 7-month window around your 65th birthday (3 months before, the month of, and 3 months after).
Oct 15 – Dec 7 each year. You can switch, drop, or add Part D coverage. Changes take effect January 1.
If you don't enroll in Part D when first eligible and don't have other qualifying drug coverage, you'll pay a lifetime penalty added to your monthly premium. Don't miss your window.
Starting in 2025 and fully phased in by 2026, Medicare beneficiaries have a $2,100 annual cap on out-of-pocket drug costs — a landmark change from the Inflation Reduction Act. This makes Part D coverage more valuable than ever. See all 2026 updates →
We do not offer every plan available in your area. Currently we represent 13 organizations which offer 92 plans in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Bring your medication list. We'll compare every plan against your specific drugs and find the best fit.