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Medicare Advantage

All-in-one Medicare coverage — often with extra benefits Original Medicare doesn't cover. Our service to help you find the right plan is always free.

Part C — all-in-one coverage from private insurers.

Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies approved by Medicare. Instead of getting your Medicare benefits directly from the federal government, you receive them through the private plan.

Most Medicare Advantage plans include hospital (Part A), medical (Part B), and often prescription drug (Part D) coverage all in one plan — sometimes for little to no monthly premium beyond what you already pay for Part B.

What Medicare Advantage often includes

Dental coverage

Cleanings, x-rays, and sometimes major dental work.

Vision coverage

Eye exams and an eyewear allowance.

Hearing coverage

Hearing exams and hearing aid benefits.

Fitness & gym benefits

Many plans include gym memberships or SilverSneakers.

Over-the-counter credits

Quarterly or monthly allowances for OTC health products.

Prescription drug coverage

Most MAPD plans bundle Part D drug coverage.

Finding the plan that fits your situation

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HMO Plans

Use a network of doctors and hospitals. Usually require a primary care physician (PCP) and referrals for specialists. Typically the lowest-premium option.

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PPO Plans

More flexibility to see any Medicare-approved provider. No referral needed. Better for people who travel or want broader provider access.

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Special Needs Plans (SNP)

Tailored for people with chronic conditions (C-SNP) or dual Medicare/Medicaid eligibility (D-SNP). Learn more →

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Medicare Advantage with Drug Coverage (MAPD)

Many Medicare Advantage plans bundle Part D prescription drug coverage — called MAPD. This means one plan, one card, one premium. We can help you evaluate whether a bundled MAPD or a standalone PDP makes more sense for your prescriptions.

Provider networks matter.

Before enrolling in a Medicare Advantage plan, it's critical to verify that your preferred doctors, specialists, and hospitals are in the plan's network. We'll check this for you before you ever sign anything.

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We check your doctors before you enroll

One of the first things we do is verify that the plans you're considering include your current providers. This step alone saves clients from costly surprises after enrollment.

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 92 plans in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Want help comparing Medicare Advantage plans?

Our service is always free. We'll check your doctors, review your prescriptions, and find your best options.