/* ============================================================
   HANSON INSURANCE — GLOBAL STYLESHEET
   Prepared by Laimen AI | March 2026
   ============================================================ */

/* ── Google Fonts ─────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;0,9..40,700;1,9..40,400&display=swap');

/* ── CSS Custom Properties ────────────────────────────────── */
:root {
  /* Base palette */
  --color-bg:        #faf9f7;
  --color-card:      #ffffff;
  --color-ink:       #1a1a1a;
  --color-ink-mid:   #444444;
  --color-ink-light: #777777;
  --color-rule:      #e0ddd8;

  /* Club Medicare — teal/green */
  --medicare-primary: #1D9E75;
  --medicare-light:   #E1F5EE;
  --medicare-mid:     #5DCAA5;
  --medicare-dark:    #085041;

  /* Club Health — sky blue */
  --health-primary: #378ADD;
  --health-light:   #E6F1FB;
  --health-mid:     #85B7EB;
  --health-dark:    #0C447C;

  /* Club Life — soft purple */
  --life-primary: #7F77DD;
  --life-light:   #EEEDFE;
  --life-mid:     #AFA9EC;
  --life-dark:    #3C3489;

  /* Typography */
  --font-display: 'DM Serif Display', Georgia, serif;
  --font-body:    'DM Sans', Arial, sans-serif;

  /* Spacing scale */
  --sp-1:  4px;
  --sp-2:  8px;
  --sp-3:  12px;
  --sp-4:  16px;
  --sp-6:  24px;
  --sp-8:  32px;
  --sp-12: 48px;
  --sp-16: 64px;
  --sp-24: 96px;

  /* Border radius */
  --radius-sm:   6px;
  --radius-card: 12px;
  --radius-lg:   16px;
  --radius-pill: 999px;

  /* Shadows */
  --shadow-sm:  0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.04);
  --shadow-md:  0 4px 12px rgba(0,0,0,.08), 0 2px 4px rgba(0,0,0,.05);
  --shadow-lg:  0 12px 40px rgba(0,0,0,.1), 0 4px 12px rgba(0,0,0,.06);

  /* Transitions */
  --transition: 0.2s ease;
}

/* ── Reset & Base ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  background: var(--color-bg);
  color: var(--color-ink);
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }

/* ── Typography ───────────────────────────────────────────── */
h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  line-height: 1.2;
  color: var(--color-ink);
}
h1 { font-size: clamp(2.2rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 3vw, 1.9rem); }
h4 { font-size: 1.2rem; }
h5 { font-size: 1rem; font-family: var(--font-body); font-weight: 600; }

p { color: var(--color-ink-mid); line-height: 1.7; }
.lead { font-size: 1.15rem; }
.muted { color: var(--color-ink-light); font-size: 0.875rem; }

/* ── Layout ───────────────────────────────────────────────── */
.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 var(--sp-6);
}
.container-narrow {
  max-width: 780px;
  margin: 0 auto;
  padding: 0 var(--sp-6);
}
.section { padding: var(--sp-24) 0; }
.section-sm { padding: var(--sp-12) 0; }
.section-lg { padding: 120px 0; }

/* Grids */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--sp-8); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-6); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--sp-6); }

/* Flex helpers */
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.flex-gap { display: flex; align-items: center; gap: var(--sp-4); }
.flex-col { display: flex; flex-direction: column; }
.gap-2 { gap: var(--sp-2); }
.gap-4 { gap: var(--sp-4); }
.gap-6 { gap: var(--sp-6); }
.gap-8 { gap: var(--sp-8); }

/* Text alignment */
.text-center { text-align: center; }
.text-left { text-align: left; }

/* Spacing utilities */
.mt-2 { margin-top: var(--sp-2); }
.mt-4 { margin-top: var(--sp-4); }
.mt-6 { margin-top: var(--sp-6); }
.mt-8 { margin-top: var(--sp-8); }
.mb-2 { margin-bottom: var(--sp-2); }
.mb-4 { margin-bottom: var(--sp-4); }
.mb-6 { margin-bottom: var(--sp-6); }
.mb-8 { margin-bottom: var(--sp-8); }

/* ── Header / Navigation ──────────────────────────────────── */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(250,249,247,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-rule);
  padding: var(--sp-3) 0;
}

/* The header's nav has grown wider than the page's normal 1180px
   content container can hold — give the header its own wider
   container so it actually has room, instead of visually spilling
   past its box (which is what caused items to run off-screen). */
.site-header .container { max-width: 1500px; }

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-4);
}

.header-logo { flex-shrink: 0; }
.header-logo img { height: 64px; width: auto; }

.header-nav {
  display: flex;
  align-items: center;
  gap: 2px;
}
.header-nav a {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--color-ink-mid);
  padding: var(--sp-2) var(--sp-2);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}
.header-nav a:hover { color: var(--color-ink); background: var(--color-rule); }

/* Club nav pills */
.nav-pill-medicare {
  background: var(--medicare-light);
  color: var(--medicare-dark) !important;
  border-radius: var(--radius-pill) !important;
  font-weight: 600 !important;
}
.nav-pill-medicare:hover { background: var(--medicare-mid) !important; color: white !important; }

.nav-pill-health {
  background: var(--health-light);
  color: var(--health-dark) !important;
  border-radius: var(--radius-pill) !important;
  font-weight: 600 !important;
}
.nav-pill-health:hover { background: var(--health-mid) !important; color: white !important; }

.nav-pill-life {
  background: var(--life-light);
  color: var(--life-dark) !important;
  border-radius: var(--radius-pill) !important;
  font-weight: 600 !important;
}
.nav-pill-life:hover { background: var(--life-mid) !important; color: white !important; }

.header-right {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  flex-shrink: 0;
}

.no-fee-badge {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--medicare-dark);
  background: var(--medicare-light);
  padding: var(--sp-1) var(--sp-3);
  border-radius: var(--radius-pill);
  white-space: nowrap;
}

.header-phone {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-ink);
  white-space: nowrap;
}
.header-phone:hover { color: var(--medicare-primary); }

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px;
  height: 36px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 100%;
  height: 2px;
  background: var(--color-ink);
  border-radius: 2px;
  transition: all 0.3s;
}

/* Mobile nav */
.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--color-card);
  border-bottom: 1px solid var(--color-rule);
  padding: var(--sp-4) var(--sp-6);
  gap: var(--sp-2);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  padding: var(--sp-3) var(--sp-4);
  border-radius: var(--radius-sm);
  font-weight: 500;
  color: var(--color-ink-mid);
  transition: background var(--transition);
}
.mobile-nav a:hover { background: var(--color-bg); }

/* ── Buttons ──────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-2);
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
  text-decoration: none;
}

.btn-dark {
  background: var(--color-ink);
  color: white;
  border-color: var(--color-ink);
}
.btn-dark:hover { background: #333; border-color: #333; }

.btn-medicare {
  background: var(--medicare-primary);
  color: white;
  border-color: var(--medicare-primary);
}
.btn-medicare:hover { background: var(--medicare-dark); border-color: var(--medicare-dark); }

.btn-medicare-outline {
  background: transparent;
  color: var(--medicare-primary);
  border-color: var(--medicare-primary);
}
.btn-medicare-outline:hover { background: var(--medicare-primary); color: white; }

.btn-health {
  background: var(--health-primary);
  color: white;
  border-color: var(--health-primary);
}
.btn-health:hover { background: var(--health-dark); border-color: var(--health-dark); }

.btn-health-outline {
  background: transparent;
  color: var(--health-primary);
  border-color: var(--health-primary);
}
.btn-health-outline:hover { background: var(--health-primary); color: white; }

.btn-life {
  background: var(--life-primary);
  color: white;
  border-color: var(--life-primary);
}
.btn-life:hover { background: var(--life-dark); border-color: var(--life-dark); }

.btn-life-outline {
  background: transparent;
  color: var(--life-primary);
  border-color: var(--life-primary);
}
.btn-life-outline:hover { background: var(--life-primary); color: white; }

.btn-outline {
  background: transparent;
  color: var(--color-ink);
  border-color: var(--color-rule);
}
.btn-outline:hover { border-color: var(--color-ink-mid); }

.btn-lg { padding: 14px 32px; font-size: 1rem; }
.btn-sm { padding: 8px 16px; font-size: 0.85rem; }

/* ── Cards ────────────────────────────────────────────────── */
.card {
  background: var(--color-card);
  border-radius: var(--radius-card);
  border: 1px solid var(--color-rule);
  padding: var(--sp-8);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }

.card-medicare { border-top: 4px solid var(--medicare-primary); }
.card-health   { border-top: 4px solid var(--health-primary); }
.card-life     { border-top: 4px solid var(--life-primary); }

/* Club cards — flex column so the CTA button bottom-aligns across the row */
.club-card { display: flex; flex-direction: column; }

/* Topic selector cards (book.html) — single-select toggle */
.topic-card { cursor: pointer; border: 2px solid var(--color-rule); }
.topic-card.selected[data-accent="medicare"] { border-color: var(--medicare-primary); background: var(--medicare-light); }
.topic-card.selected[data-accent="health"]   { border-color: var(--health-primary);   background: var(--health-light); }
.topic-card.selected[data-accent="life"]     { border-color: var(--life-primary);     background: var(--life-light); }
.topic-card.selected[data-accent="general"]  { border-color: var(--color-ink); }
.topic-card[href] { display: block; text-decoration: none; }

/* Medicare New/Existing Client sub-choice row (book.html) */
.topic-subrow { display: flex; gap: 12px; margin: 8px 0 0 20px; padding-left: 16px; border-left: 2px solid var(--medicare-primary); }
.topic-subrow[data-accent="health"] { border-left-color: var(--health-primary); }
.topic-subrow[data-accent="life"]   { border-left-color: var(--life-primary); }
.topic-subcard { flex: 1; padding: var(--sp-4); text-align: center; }

/* Club icon badge */
.club-icon {
  width: 150px;
  height: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-4);
}
.club-icon img {
  width: 150px;
  height: 150px;
  object-fit: contain;
}
.club-icon-medicare { background: var(--medicare-light); }
.club-icon-health   { background: var(--health-light); }
.club-icon-life     { background: var(--life-light); }

/* ── Badges / Pills ───────────────────────────────────────── */
.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--sp-1);
  padding: 4px 12px;
  border-radius: var(--radius-pill);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.badge-medicare { background: var(--medicare-light); color: var(--medicare-dark); }
.badge-health   { background: var(--health-light);   color: var(--health-dark); }
.badge-life     { background: var(--life-light);     color: var(--life-dark); }
.badge-neutral  { background: var(--color-rule);     color: var(--color-ink-mid); }

/* ── Hero Section ─────────────────────────────────────────── */
.hero {
  background: var(--color-ink);
  color: white;
  padding: var(--sp-24) 0;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(29,158,117,0.3) 0%, rgba(55,138,221,0.2) 50%, rgba(127,119,221,0.2) 100%);
  z-index: 1;
}
.hero-content { position: relative; z-index: 2; }
.hero-video-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
  opacity: 0.45;
}
.hero h1 { color: white; margin-bottom: var(--sp-6); }
.hero p   { color: rgba(255,255,255,0.82); }
.hero-btns { display: flex; flex-wrap: wrap; gap: var(--sp-4); margin-top: var(--sp-8); }

/* Club-colored hero variants */
.hero-medicare { background: var(--medicare-dark); }
.hero-medicare::before { background: linear-gradient(135deg, rgba(29,158,117,0.5) 0%, rgba(8,80,65,0.8) 100%); }

.hero-health { background: var(--health-dark); }
.hero-health::before { background: linear-gradient(135deg, rgba(55,138,221,0.5) 0%, rgba(12,68,124,0.8) 100%); }

.hero-life { background: var(--life-dark); }
.hero-life::before { background: linear-gradient(135deg, rgba(127,119,221,0.5) 0%, rgba(60,52,137,0.8) 100%); }

/* Page hero (shorter) */
.page-hero {
  padding: var(--sp-16) 0;
}
.page-hero .badge { margin-bottom: var(--sp-4); }
.page-hero h1 { margin-bottom: var(--sp-4); }

/* ── Trust Bar ────────────────────────────────────────────── */
.trust-bar {
  background: var(--color-ink);
  padding: var(--sp-4) 0;
}
.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-8);
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  color: rgba(255,255,255,0.85);
  font-size: 0.875rem;
  font-weight: 500;
}
.trust-item .icon { font-size: 1rem; }
.trust-divider {
  width: 1px;
  height: 18px;
  background: rgba(255,255,255,0.2);
}

/* ── Section Headers ──────────────────────────────────────── */
.section-header { margin-bottom: var(--sp-12); }
.section-header.text-center { text-align: center; }
.section-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: var(--sp-3);
  color: var(--color-ink-light);
}
.section-label.medicare { color: var(--medicare-primary); }
.section-label.health   { color: var(--health-primary); }
.section-label.life     { color: var(--life-primary); }
.section-header h2 { margin-bottom: var(--sp-4); }
.section-header p  { max-width: 580px; font-size: 1.05rem; }
.section-header.text-center p { margin: 0 auto; }

/* ── Testimonials ─────────────────────────────────────────── */
.testimonial-card {
  background: var(--color-card);
  border-radius: var(--radius-card);
  border: 1px solid var(--color-rule);
  padding: var(--sp-8);
  position: relative;
}
.testimonial-card::before {
  content: '\201C';
  font-family: var(--font-display);
  font-size: 4rem;
  color: var(--color-rule);
  position: absolute;
  top: 12px;
  left: 20px;
  line-height: 1;
}
.testimonial-text {
  padding-top: var(--sp-6);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-ink-mid);
  font-style: italic;
}
.testimonial-author {
  margin-top: var(--sp-6);
  display: flex;
  align-items: center;
  gap: var(--sp-3);
}
.testimonial-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--color-rule);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-ink-mid);
  flex-shrink: 0;
}
.testimonial-name { font-weight: 600; font-size: 0.9rem; }
.testimonial-location { font-size: 0.8rem; color: var(--color-ink-light); }
.stars { color: #f59e0b; font-size: 0.9rem; letter-spacing: 1px; }

/* ── CTA Block ────────────────────────────────────────────── */
.cta-block {
  background: var(--color-ink);
  border-radius: var(--radius-lg);
  padding: var(--sp-16) var(--sp-12);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-block::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(29,158,117,0.2) 0%, rgba(127,119,221,0.2) 100%);
}
.cta-block-content { position: relative; z-index: 1; }
.cta-block h2 { color: white; margin-bottom: var(--sp-4); }
.cta-block p  { color: rgba(255,255,255,0.75); margin-bottom: var(--sp-8); font-size: 1.1rem; }
.cta-block-btns { display: flex; gap: var(--sp-4); justify-content: center; flex-wrap: wrap; }

.btn-white {
  background: white;
  color: var(--color-ink);
  border-color: white;
}
.btn-white:hover { background: var(--color-bg); }
.btn-white-outline {
  background: transparent;
  color: white;
  border-color: rgba(255,255,255,0.4);
}
.btn-white-outline:hover { background: rgba(255,255,255,0.1); border-color: white; }

/* Club-colored CTA variants */
.cta-block-medicare { background: var(--medicare-dark); }
.cta-block-health   { background: var(--health-dark); }
.cta-block-life     { background: var(--life-dark); }

/* ── Steps / Process ──────────────────────────────────────── */
.steps-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-6); }
.step {
  text-align: center;
  padding: var(--sp-8);
}
.step-number {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.4rem;
  margin: 0 auto var(--sp-4);
  color: white;
}
.step-number-medicare { background: var(--medicare-primary); }
.step-number-health   { background: var(--health-primary); }
.step-number-life     { background: var(--life-primary); }
.step h4 { margin-bottom: var(--sp-2); }

/* ── Info Callout ─────────────────────────────────────────── */
.callout {
  border-radius: var(--radius-card);
  padding: var(--sp-8);
  display: flex;
  gap: var(--sp-6);
  align-items: flex-start;
}
.callout-medicare { background: var(--medicare-light); border-left: 4px solid var(--medicare-primary); }
.callout-health   { background: var(--health-light);   border-left: 4px solid var(--health-primary); }
.callout-life     { background: var(--life-light);     border-left: 4px solid var(--life-primary); }
.callout-icon     { font-size: 1.8rem; flex-shrink: 0; margin-top: 2px; }
.callout h4       { margin-bottom: var(--sp-2); }

/* ── Plans Table ──────────────────────────────────────────── */
.plans-table {
  width: 100%;
  border-collapse: collapse;
  border-radius: var(--radius-card);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.plans-table th {
  background: var(--color-ink);
  color: white;
  padding: var(--sp-4) var(--sp-6);
  text-align: left;
  font-size: 0.85rem;
  font-weight: 600;
}
.plans-table td {
  padding: var(--sp-4) var(--sp-6);
  border-bottom: 1px solid var(--color-rule);
  font-size: 0.9rem;
  background: var(--color-card);
}
.plans-table tr:last-child td { border-bottom: none; }
.plans-table tr:hover td { background: var(--color-bg); }

/* ── Forms ────────────────────────────────────────────────── */
.form-group { margin-bottom: var(--sp-6); }
.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-ink);
  margin-bottom: var(--sp-2);
}
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 12px var(--sp-4);
  border: 1.5px solid var(--color-rule);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-ink);
  background: var(--color-card);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--medicare-primary);
  box-shadow: 0 0 0 3px rgba(29,158,117,0.15);
}
.form-textarea { resize: vertical; min-height: 120px; }
.form-hint { font-size: 0.8rem; color: var(--color-ink-light); margin-top: var(--sp-1); }

.form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-6); }

.hipaa-notice {
  background: var(--color-bg);
  border: 1px solid var(--color-rule);
  border-radius: var(--radius-sm);
  padding: var(--sp-4) var(--sp-6);
  font-size: 0.8rem;
  color: var(--color-ink-light);
  margin-bottom: var(--sp-6);
  display: flex;
  gap: var(--sp-3);
  align-items: flex-start;
}
.hipaa-notice .hipaa-icon { font-size: 1rem; flex-shrink: 0; }

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: 0.875rem;
  color: var(--color-ink-mid);
}
.checkbox-group input[type="checkbox"] {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 1px;
  accent-color: var(--medicare-primary);
  cursor: pointer;
}

/* Range input */
input[type="range"] {
  width: 100%;
  accent-color: var(--health-primary);
}

/* ── Enrollment Calendar ──────────────────────────────────── */
.calendar-grid {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 3px;
  margin-top: var(--sp-6);
}
.cal-month {
  text-align: center;
  font-size: 0.65rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--color-ink-light);
  padding-bottom: var(--sp-2);
}
.cal-bar {
  height: 32px;
  border-radius: var(--radius-sm);
  background: var(--color-rule);
}
.cal-bar.aep     { background: var(--medicare-primary); }
.cal-bar.oep     { background: var(--medicare-mid); }
.cal-bar.iep     { background: var(--medicare-dark); }
.cal-bar.sep     { background: var(--health-primary); opacity: 0.7; }

.calendar-legend {
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-6);
  margin-top: var(--sp-6);
}
.legend-item {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-size: 0.85rem;
}
.legend-dot {
  width: 14px;
  height: 14px;
  border-radius: 3px;
  flex-shrink: 0;
}

/* ── Footer ───────────────────────────────────────────────── */
.site-footer {
  background: var(--color-ink);
  color: white;
  padding: var(--sp-24) 0 var(--sp-8);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.8fr 1fr 1fr 1fr;
  gap: var(--sp-12);
  padding-bottom: var(--sp-12);
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-logo { margin-bottom: var(--sp-4); }
.footer-logo img { height: 52px; filter: brightness(0) invert(1) drop-shadow(0 0 0 rgba(255,255,255,0)); }
.footer-tagline {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.6;
  margin-bottom: var(--sp-6);
}
.footer-contact a {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  margin-bottom: var(--sp-2);
  transition: color var(--transition);
}
.footer-contact a:hover { color: white; }
.footer-social {
  display: flex;
  gap: var(--sp-3);
  margin-top: var(--sp-6);
}
.social-icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  transition: background var(--transition);
  color: white;
}
.social-icon:hover { background: rgba(255,255,255,0.2); }
.footer-col-title {
  font-family: var(--font-display);
  font-size: 1rem;
  color: white;
  margin-bottom: var(--sp-4);
}
.footer-links {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.footer-links a {
  color: rgba(255,255,255,0.6);
  font-size: 0.875rem;
  transition: color var(--transition);
}
.footer-links a:hover { color: white; }
.footer-bottom {
  padding-top: var(--sp-8);
  display: flex;
  flex-wrap: wrap;
  gap: var(--sp-4);
  justify-content: space-between;
  align-items: flex-start;
}
.footer-copyright { font-size: 0.8rem; color: rgba(255,255,255,0.45); }
.footer-badges {
  display: flex;
  gap: var(--sp-3);
  align-items: center;
  flex-wrap: wrap;
}
.footer-badge {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: var(--radius-sm);
  padding: 4px 10px;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.6);
}
.footer-disclaimer {
  margin-top: var(--sp-6);
  padding-top: var(--sp-6);
  border-top: 1px solid rgba(255,255,255,0.06);
  font-size: 0.72rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.6;
  max-width: 800px;
}

/* ── Sticky Mobile CTA ────────────────────────────────────── */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: var(--color-card);
  border-top: 1px solid var(--color-rule);
  box-shadow: 0 -4px 16px rgba(0,0,0,0.12);
  padding: var(--sp-3) var(--sp-6);
}
.mobile-sticky-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-3);
}
.mobile-sticky-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-2);
  padding: 12px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.9rem;
  text-decoration: none;
}
.mobile-sticky-call { background: var(--color-bg); color: var(--color-ink); border: 1.5px solid var(--color-rule); }
.mobile-sticky-book { background: var(--color-ink); color: white; }

/* ── Divider ──────────────────────────────────────────────── */
.divider { height: 1px; background: var(--color-rule); margin: var(--sp-8) 0; }

/* ── Feature list ─────────────────────────────────────────── */
.feature-list { display: flex; flex-direction: column; gap: var(--sp-4); }
.feature-item { display: flex; gap: var(--sp-4); align-items: flex-start; }
.feature-check {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  flex-shrink: 0;
  margin-top: 2px;
  color: white;
}
.check-medicare { background: var(--medicare-primary); }
.check-health   { background: var(--health-primary); }
.check-life     { background: var(--life-primary); }
.feature-item h5 { margin-bottom: 2px; }
.feature-item p  { font-size: 0.9rem; }

/* ── Two-column layout (text + card) ──────────────────────── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-16); align-items: center; }
.two-col-reverse { direction: rtl; }
.two-col-reverse > * { direction: ltr; }

/* ── Emily bio card ───────────────────────────────────────── */
.emily-card {
  background: var(--color-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.emily-photo {
  width: 100%;
  aspect-ratio: 4/3;
  object-fit: cover;
  background: linear-gradient(135deg, var(--medicare-light), var(--health-light));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 5rem;
}
.emily-info { padding: var(--sp-8); }

/* ── Newsletter ───────────────────────────────────────────── */
.newsletter-wrap {
  background: var(--color-card);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-rule);
  padding: var(--sp-8);
  max-width: 560px;
  margin: 0 auto;
}
.newsletter-form {
  display: flex;
  gap: var(--sp-3);
  margin-top: var(--sp-4);
}
.newsletter-form input {
  flex: 1;
  padding: 12px var(--sp-4);
  border: 1.5px solid var(--color-rule);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
}
.newsletter-form input:focus { outline: none; border-color: var(--medicare-primary); }

/* ── Page-specific: tinted section backgrounds ──────────────*/
.bg-medicare { background: var(--medicare-light); }
.bg-health   { background: var(--health-light); }
.bg-life     { background: var(--life-light); }
.bg-card     { background: var(--color-card); }
.bg-ink      { background: var(--color-ink); }

/* ── Star rating filter ───────────────────────────────────── */
.filter-bar {
  display: flex;
  gap: var(--sp-2);
  flex-wrap: wrap;
  margin-bottom: var(--sp-8);
}
.filter-btn {
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  border: 1.5px solid var(--color-rule);
  background: var(--color-card);
  font-size: 0.875rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  font-family: var(--font-body);
}
.filter-btn:hover, .filter-btn.active {
  border-color: var(--color-ink);
  background: var(--color-ink);
  color: white;
}
.filter-btn.active-medicare { border-color: var(--medicare-primary); background: var(--medicare-primary); color: white; }
.filter-btn.active-health   { border-color: var(--health-primary);   background: var(--health-primary);   color: white; }
.filter-btn.active-life     { border-color: var(--life-primary);     background: var(--life-primary);     color: white; }

/* ── Event card ───────────────────────────────────────────── */
.event-card {
  background: var(--color-card);
  border-radius: var(--radius-card);
  border: 1px solid var(--color-rule);
  overflow: hidden;
  display: flex;
  transition: box-shadow var(--transition);
}
.event-card:hover { box-shadow: var(--shadow-md); }
.event-date-col {
  background: var(--medicare-light);
  color: var(--medicare-dark);
  min-width: 80px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: var(--sp-6) var(--sp-4);
  text-align: center;
}
.event-month { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; }
.event-day   { font-family: var(--font-display); font-size: 2rem; line-height: 1; }
.event-body  { padding: var(--sp-6); flex: 1; }
.event-type  { font-size: 0.75rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; color: var(--color-ink-light); margin-bottom: var(--sp-2); }

/* ── Accordion ────────────────────────────────────────────── */
.accordion-item {
  border: 1px solid var(--color-rule);
  border-radius: var(--radius-sm);
  overflow: hidden;
  margin-bottom: var(--sp-3);
}
.accordion-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--sp-4) var(--sp-6);
  background: var(--color-card);
  cursor: pointer;
  font-weight: 600;
  font-size: 0.95rem;
}
.accordion-header:hover { background: var(--color-bg); }
.accordion-icon { font-size: 1.2rem; transition: transform 0.2s; }
.accordion-body {
  display: none;
  padding: var(--sp-4) var(--sp-6);
  background: var(--color-bg);
  font-size: 0.9rem;
  color: var(--color-ink-mid);
  line-height: 1.7;
}
.accordion-item.open .accordion-body { display: block; }
.accordion-item.open .accordion-icon { transform: rotate(45deg); }

/* ── Agent team card ──────────────────────────────────────── */
.agent-card {
  background: var(--color-card);
  border-radius: var(--radius-card);
  border: 1px solid var(--color-rule);
  overflow: hidden;
  text-align: center;
}
.agent-photo {
  width: 100%;
  aspect-ratio: 1;
  background: linear-gradient(135deg, var(--color-rule), var(--color-bg));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3.5rem;
}
.agent-info { padding: var(--sp-6); }
.agent-name { font-family: var(--font-display); font-size: 1.2rem; margin-bottom: var(--sp-1); }
.agent-title { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-ink-light); font-weight: 600; }
.agent-bio { font-size: 0.875rem; color: var(--color-ink-mid); margin-top: var(--sp-4); line-height: 1.6; }

/* ── States list ──────────────────────────────────────────── */
.states-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(120px, 1fr));
  gap: var(--sp-2);
}
.state-pill {
  background: var(--color-card);
  border: 1px solid var(--color-rule);
  border-radius: var(--radius-sm);
  padding: var(--sp-2) var(--sp-3);
  font-size: 0.8rem;
  font-weight: 500;
  text-align: center;
  color: var(--color-ink-mid);
}

/* ── Map embed ────────────────────────────────────────────── */
.map-wrap {
  border-radius: var(--radius-card);
  overflow: hidden;
  border: 1px solid var(--color-rule);
}
.map-wrap iframe { display: block; width: 100%; }

/* ── Value props ──────────────────────────────────────────── */
.value-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-6);
}
.value-item { text-align: center; padding: var(--sp-6); }
.value-icon { font-size: 2.5rem; margin-bottom: var(--sp-4); }
.value-stat {
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: var(--color-ink);
  margin-bottom: var(--sp-2);
}
.value-label { font-size: 0.875rem; color: var(--color-ink-light); font-weight: 500; }

/* ── Responsive ───────────────────────────────────────────── */
/* The header nav (8 links + club pills + badge + phone + 2 buttons)
   needs ~1390px to lay out without crowding. Its container now caps
   at 1500px (see .site-header .container above) instead of the
   page's normal 1180px, so switch to the mobile/hamburger nav only
   below the width where that wider container stops giving it enough
   real room — not before, so desktop nav still shows on every
   normal laptop/monitor width. */
@media (max-width: 1500px) {
  .header-nav  { display: none; }
  .no-fee-badge { display: none; }
  .header-phone  { display: none; }
  .hamburger { display: flex; }
}

@media (max-width: 1024px) {
  .grid-4        { grid-template-columns: repeat(2, 1fr); }
  .value-grid    { grid-template-columns: repeat(2, 1fr); }
  .footer-grid   { grid-template-columns: 1fr 1fr; }
  .steps-list    { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .two-col   { grid-template-columns: 1fr; gap: var(--sp-8); }
  .form-grid-2 { grid-template-columns: 1fr; }
  .hero-btns { flex-direction: column; }
  .cta-block-btns { flex-direction: column; align-items: center; }
  .footer-grid { grid-template-columns: 1fr; gap: var(--sp-8); }
  .newsletter-form { flex-direction: column; }
  .trust-divider { display: none; }
  .trust-bar-inner { gap: var(--sp-4); }
  .mobile-sticky-cta { display: block; }
  body { padding-bottom: 72px; }
  .section { padding: var(--sp-12) 0; }
  .section-lg { padding: var(--sp-16) 0; }
  .cta-block { padding: var(--sp-8); }
  .value-grid { grid-template-columns: 1fr 1fr; }
  .steps-list { grid-template-columns: 1fr; }
  .event-card { flex-direction: column; }
  .event-date-col { flex-direction: row; gap: var(--sp-3); padding: var(--sp-4); }
}

@media (max-width: 480px) {
  .container { padding: 0 var(--sp-4); }
  .card { padding: var(--sp-6); }
  .value-grid { grid-template-columns: 1fr; }
}